:root {
  --black: #1A1A1A;
  --gold: #C9972C;
  --white: #FFFFFF;
  --light: #F5F5F5;
  --gray: #666666;
  --max: 42rem;
}
* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: system-ui, -apple-system, Segoe UI, Roboto, sans-serif;
  color: var(--black);
  background: var(--white);
  line-height: 1.5;
}
.skip {
  position: absolute; left: -999px; top: auto;
}
.skip:focus { left: 1rem; top: 1rem; z-index: 10; background: var(--gold); padding: .5rem 1rem; }
.top {
  display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between;
  gap: 1rem; padding: 1rem 1.25rem; border-bottom: 1px solid #eee; background: var(--black);
}
.top a { color: var(--white); text-decoration: none; }
.top nav { display: flex; flex-wrap: wrap; gap: 1rem; font-size: .95rem; }
.top nav a:hover { color: var(--gold); }
.brand img { display: block; height: 40px; width: auto; }
.wrap { max-width: var(--max); margin: 0 auto; padding: 1.5rem 1.25rem 3rem; }
.eyebrow { text-transform: uppercase; letter-spacing: .08em; color: var(--gold); font-size: .75rem; font-weight: 700; margin: 0 0 .5rem; }
h1 { font-size: 1.75rem; line-height: 1.2; margin: 0 0 .75rem; }
.lede { color: var(--gray); margin: 0 0 1.25rem; }
.btn-row { display: flex; flex-wrap: wrap; gap: .75rem; margin-bottom: 2rem; }
.btn {
  display: inline-block; background: var(--gold); color: var(--black); font-weight: 700;
  padding: .7rem 1.1rem; border-radius: 4px; text-decoration: none;
}
.btn-ghost { background: transparent; border: 2px solid var(--black); }
.card {
  background: var(--light); border-radius: 8px; padding: 1.25rem 1.25rem 1rem;
  margin-bottom: 1rem;
}
.card h2 { margin: 0 0 .5rem; font-size: 1.15rem; }
.card ul { margin: .5rem 0 0; padding-left: 1.2rem; }
.note { border-top: 1px solid #ddd; padding-top: .75rem; margin-top: .75rem; }
.note h3 { margin: 0 0 .35rem; font-size: 1rem; }
.fine { font-size: .85rem; color: var(--gray); }
.foot { border-top: 1px solid #eee; padding-top: 1.5rem; margin-top: 1rem; }
.foot a { color: var(--black); }